FO

Folio & Finance

One folio, every charge, clean books.

Unified guest folios and cruise cards, multi-provider payments, refunds and credit notes, invoicing, budgets, accounts payable and a central tax engine - the financial backbone.

Available as a suite 7 modules
Folio & Finance
Folio & Finance software interface screenshot
Folio & Finance unifies money across the whole operation. Every guest has one running folio - the same object whether it is a hotel bill or a cruise card - fed by reservations, POS, service and packages. Take payment through pluggable providers, issue refunds and credit notes, generate invoices and statements, and reconcile with confidence.

A central tax engine applies the right tax to every charge, budgets and accounts payable close the loop on the cost side, and a disputed-charge workflow posts inverse credit lines cleanly.

What it does

Unified folio / cruise card

One running account per guest across every outlet and service.

Pluggable payments

Stripe, PayPal and deferred providers with reconciliation.

Central tax engine

The right tax on every charge, configured once.

In this system

7 modules in Folio & Finance

Open a module to see what it covers. Modules marked available individually can be licensed on their own.

Folios & Cruise Cards Available individually Payments Available individually Refunds & Credit Notes Available individually Invoicing Available individually Budgets Available individually Accounts Payable Available individually Tax Engine Included with the suite

One platform

Connect Folio & Finance across the operation

Reservations, guest profiles, folios and operational records stay connected as you add the systems relevant to your property or fleet.

Reservations & Revenue

Bookings, rates and channels that fill rooms and cabins.

Point of Sale

Bars, restaurants, retail and waiter service on one ledger.

Guest Experience

Self-service, requests and loyalty throughout the guest journey.

Housekeeping & Maintenance

Clean rooms, fixed faults, nothing falling through.

Inventory Management

Know what is in stock, where it is and what each department needs next.

Digital Signage

Wayfinding, menus and daily programmes on every screen.

Purchasing & Procurement

Move from a stock shortage to an approved supplier order and received goods.

Video on Demand

In-room and in-cabin entertainment that runs offline.

Activities & Travel Sales

Sell the experiences around the stay.

Cruise Operations

Gangway to excursions - the whole voyage.

Bridge & Navigation

NMEA, ECDIS, deck log and watchkeeping - the nautical layer.

Safety & SOLAS

Muster, drills, incidents and procedures - audit-ready.

Security & ISPS

Restricted areas, security levels, CCTV and access control.

Health & Medical

Infirmary, outbreak monitoring and pharmacy - compliant.

Crew Management & Compliance

Hire, certify, roster, pay and care for your crew.

Engine & Technical

Planned maintenance, class surveys and running hours.

Environmental Compliance

MARPOL record books, bunkers, CII and EU-ETS.

Provisioning & Stores

Bonded stores, procurement and lost & found.

Border & Manifests

Statutory manifests generated from operational records.

Expedition Operations

Tenders, IAATO/AECO, biosecurity and rivers.

Voyage Finance & Maritime Tax

Voyage P&L, disbursements, tonnage tax and seafarer payroll.

Files & Collaboration

One workspace for operational files and team collaboration.

Workforce & HR

Rosters, attendance and people operations for properties and vessels.

Multi-Property & Central

One head office over every property and vessel.

Integration & Platform

Offline-first sync, APIs, integrations and conversational AI.

See Folio & Finance in action

Book a walkthrough tailored to your workflows, teams and deployment model.

Request a demo